• PB FinTech
    Innovating Futures of Finance

Let's Talk About Ideas

Public Bank is devoted in driving change through innovation to make the future of banking safer, efficient and ultimately, better user experience. The possibilities are endless and we want to hear how we can contribute together with you to improve the financial ecosystem.

What we are looking for to solve with our partners are as follows:

Enhanced Customers' Experience

Happy customers means good business experience. Share with us where we can improve to take this further.

Profit & Cost Optimization

Being the best performing bank is no easy feat - It takes a lot of innovation and control. Tell us your ideas to improve our stats.

New Business Streams

We always look for opportunities to serve our customers better. Talk to us if you have business ideas that can penetrate new horizons.

What We Offer

We understand the need for you to plan your business with the perfect partner for the journey ahead.
As a partner, we offer the following advantages:


Unbeatable Banking Excellence

- 50 years of banking experience with no loss
- High net returns on equity
- Best asset quality amongst the local competitors


Brand Recognition and Customer Coverage

- One of the largest banks in South East Asia
- Over 9 million customers and counting


Resources and Guidance

- Mentorship & guidance on regulatory compliance
- Provisional data for simulation
- Secured sandbox environment for testing, research and development

Areas of Focus

Understanding the need to unlock the key to deliver the right technology for our customers, we are looking to collaborate with aspiring FinTechs to solve business pain points in the following areas:



- Mobile Wallet, Remittance, Virtual Marketplace, Consumer Banking



- Alternative Lending, Equity Financing, P2P Financing, Credit Analysis


Asset Management

- Robo Advisory, Insurance, Retirement Planning, Resource Management


Infrastructure & IT Management

- Big Data, Security, Internet of Things, Distributed Database, Operational Efficiency

Discuss About Ideas

Do you have a working product which you would like to share? Or are you an established vendor looking for opportunities to demonstrate your solutions. Contact our FinTech team to pitch your ideas!

Pitch Idea

Open APIs

Are you a startup or a scaleup looking for an API provider that can support your development works or expand into a new market? Have a look at out API Marketplace and see what we have to offer.